A 401(k) solution for owner-only business clients.
The CoPilot Individual(k) featuring American Funds plan focuses on participant outcomes and includes an investment fiduciary service with professionally managed portfolios through Newport Group Consulting*—freeing up time that would normally be spent running the plan.
*3(38) Investment fiduciary services are offered through Newport Group Consulting, LLC, an SEC registered investment adviser.
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New plan sales
833-893-3233
Existing plan service
833-892-8878
CoPilot Individual(k) featuring American Funds pricing
An Individual(k) plan provides all the same benefits of a large-company 401(k) but is designed for owner-only organizations, such as:
- Owner-only businesses whose only employees are the owner or the owner and spouse.
- Partnerships whose only employees are partners or partners and spouse.
- C and S corporations where the corporation has only one shareholder and the only employees are the shareholder or shareholder and spouse.
* Fees are shown in annual terms but are deducted monthly.
As of 11/01/2023
Pricing subject to change.
| Employee fees | |
| Annual Custodial and Trading* | 0.07% |
| Annual Investment Fiduciary* | 0.25% |
| Annual employer fees | $365 with 1 participant +$48 for each additional participant |
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One time costs |
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Start-up and Conversion Plans |
$100 Setup |
Additional resources
Download the resources below to learn more about the benefits of the CoPilot Individual(k) featuring American Funds.
CoPilot Individual(k) featuring American Funds for Plan Sponsors
An Individual(k) plan is more than just another 401(k); it’s a retirement service focused on business owners as both the plan sponsor and participant in the plan. Use this resource to learn more about this unique CoPilot offering with American Funds investment lineups.
CoPilot Individual(k) featuring American Funds Plan Overview for Owner-Only Businesses
Individual(k) plans were designed for owner-only businesses—but just like larger 401(k) plans, business owners can decide how much to contribute as both the employee and the employer. Learn more about the benefits of sponsoring an Individual(k) retirement plan for small business owners.
CoPilot Individual(k) featuring American Funds for Advisors
This service includes an investment fiduciary and 3(38) investment manager, freeing up your time to focus on your clients and growing your business. Learn more about how this CoPilot service can benefit you—the advisor on the plan.
Request a proposal
Please complete the form below and our team of experts will be in touch to discuss the CoPilot Individual(k) with American Funds. If you would like to speak to a representative directly, please contact us at 833-893-3233.
